Oyster's Spring May/June Financial Magazine

5th May 2021

Oyster's Spring May/June Financial Magazine image

 

Welcome to our latest edition. As we enter another new phase in the coronavirus (COVID-19) pandemic, each UK nation has set out a roadmap out of lockdown, a positive sign that we can hopefully start to get back on track both financially and emotionally.

Click to download the full magazine

 

It’s always a good time to consider financial planning, but even more so at the start of a new tax year, when you have a fresh set of annual allowances to take advantage of. Tax rules and regulations continually change so it’s important to stay up-to-date. On page 06, we look at why now is the perfect opportunity to take advantage of these and align them with your goals.
 

The government has confirmed that it plans to increase the minimum pension age at which benefits under registered pension schemes can generally be accessed, without a tax penalty, from age 55 to age 57 from 6 April 2028. On page 03 we explain why this announcement may, in particular, have an impact on the timing for taking your pension benefits.


With all of us leading longer lives, you might be considering how you can help your grandchildren when it matters most. On page 09, find out how sharing your wealth during your lifetime can make a big difference and bring you a lot of joy, particularly when helping younger generations who are dealing with rising house prices and university fees.


If you’ve been diligently saving into a pension throughout your working life, you should be entitled to feel confident about your retirement. But, unfortunately, the best savers sometimes find themselves inadvertently breaching their pension lifetime allowance and being charged an additional tax that erodes their savings. Turn to page 12 to find out more. 


What does wealth mean to you?

Wealth means something different to everyone. Whether you want to invest and build your wealth, preserve and protect your wealth, or access your wealth, please contact us to discuss any specific areas of advice. We look forward to hearing from you.

 

Oysters Guide to making the most of your financial future image

Oysters Guide to making the most of your financial future

It’s not surprising that the world of investing can seem complex, especially in the current global economic climate. Investors face an endless supply of market news, many investment choices and often-changing market conditions. There are a number of key p

Oyster's Summer Financial Magazine 2022

10th Charity Golf Day Results image

10th Charity Golf Day Results

A revolution in family law finally removes the need for blame as a basis for divorce. No one enters into marriage expecting it to end in divorce. However, it happens for many couples.    It can be an emotionally charged time but there are things you can d

Divorce. Be financially smart

During our working lives with sleep and work hours we can expend a lot of the 168 hours, add in family time, hobbies, some learning and social time you will probably fill the 168 hours quite easily by balancing all of the above to suit you.    Will this b

168 hours a week even in retirement

Oysters Guide to Estate Preservation - What will your legacy look like?

Oysters Guide to Estate Preservation

Building financial wealth.  Six tried and trusted principles to help you reach your investment goals.

Oysters Guide to Building Financial Wealth

Navigating the cost of living crisis.  How you can keep the cost of bills down while inflation is high

Navigating the cost of living crisis

SO45 Charity golf day 10th year.  Can we reach our goal of 100k in our tenth year?

SO45 Charity Golf Day 10th Year

Fed up with you nine-five? Sixty is the most popular age to retire.   We know you’ll have different priorities for your wealth at different points in your life. Whatever your financial aims, we can help you achieve them.

Oysters May Financial Magazine

Some changes you can predict, while others you simply cannot.  But that doesn't mean you can't have a plan in place to help mitigate the impacts and protect your wealth, should something change in your life, like your career, your health or even your fami

Guide to Financial Protection

A Guide to smoothing out financial market volatility image

A Guide to smoothing out financial market volatility

Invest your way out of inflation - Why now is the time to make sure that you protect your wealth

Oysters Spring Financial Magazine 2022

Save Now Buy Later - Getting on the property ladder

Save Now Buy Later

2021/22 tax year-end planning

2021/22 Tax Year-end planning

Michael Osman 25 years as a financial adviser

25 years as a financial adviser

Oyster's New Year Financial Magazine 2022

Oyster's New Year Financial Magazine 2022

The State Pension image

The State Pension

How can I protect my wealth from inflation - Financial advice

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Oyster's Guide to your options at retirement

Oyster's Autumn Financial News Magazine Sept/Oct 2021 image

Oyster's Autumn Financial News Magazine Sept/Oct 2021

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Oyster's Spring May/June Financial Magazine image

Oyster's Spring May/June Financial Magazine

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Oyster's Financial Newsletter March/April 2021

Oyster Budget 2021 Summary image

Oyster Budget 2021 Summary

Cheque Presentation to The Waterside Cancer Centre image

Cheque Presentation to The Waterside Cancer Centre

SO45 CHARITY GOLF DAY - Wessex Cancer Trust image

SO45 CHARITY GOLF DAY - Wessex Cancer Trust

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